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Welcome to Desert State Mortgage

At Desert State Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

Calculate Monthly Payment

Term Rate APR Payment
30 Yr Fxd 3.89% 4.31%
15 Yr Fxd 3.22% 3.95%
5 Yr ARM 2.87% 3.26%

loan amt

Recent News

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Refinance

We can help you lock in a long term fixed rate or refinance and get cash out
To get started click here

Purchase

Click here for information on purchasing as housing prices are more affordable
To get started click here

FHA loans

There are lots of good reasons to choose an FHA loan.
To get started click here