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Welcome to Desert State Mortgage

At Desert State Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

Calculate Monthly Payment

Term Rate APR Payment
30 Yr Fxd 4.34% 4.77%
15 Yr Fxd 3.86% 4.61%
5 Yr ARM 3.39% 3.8%

loan amt

Recent News

Wall Street set for bumper week as economy fears ease (Reuters)

Traders work on the floor of the New York Stock Exchange, August 31, 2010. REUTERS/Brendan McDermidReuters - Wall Street was set to close out its best week in six on Friday after recent economic data, including a stronger-than-expected jobs report, showed the U.S. economy may be in better shape than thought.




 

Refinance

We can help you lock in a long term fixed rate or refinance and get cash out
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Loan Modification

As lenders face mounting foreclosures, they are more willing to negotiate with borrowers not yet delinquent
To get started click here

FHA loans

There are lots of good reasons to choose an FHA loan.
To get started click here